Amex plum card vs platinum. It is a Charge card, like the Gold or Green or Platinum. Amex plum card vs platinum

 
 It is a Charge card, like the Gold or Green or PlatinumAmex plum card vs platinum  The Bottom Line

You could also be targeted for a higher bonus through the CardMatch tool (although offers through CardMatch are not. Other American Express cards offer purchase protection with a limit of up to $1,000 per occurrence and up to $50,000 per card member account per calendar year. Receive either a statement credit every 4 years after you apply for Global Entry ($100) or a statement credit every 4. The Business Platinum Card® from American Express. Penalty Fees . Card Members must pay in full all charges not included in a Pay Over Time balance. On the downside, it charges a steep $695 annual fee that can be too much for your budget if you don’t travel enough in the year to use all the. $0. A 4-digit number on the front, just above your credit card number”. The Plum Card from American Express, on the other hand, has a unique “rewards” structure. 40 with Chase Ink Business Unlimited Card. Meanwhile, slotted below the Platinum is the American Express® Gold Card, a product that carries fewer benefits but a more palatable $250 annual fee (see rates and fees). 5% off the amount of any bill payment made within 10 days of your monthly due date. While both cards offer compelling rewards and benefits, you’ll notice that the Chase Sapphire Reserve card offers significantly more perks — but that is to be expected given its annual fee is $400 higher than the Amex Green card. online retailers. 85 cents each. Unlike a traditional credit card, your Card has no preset spending limit, a unique feature that gives you flexible spending capacity. It offers an eye-popping 6% cash back at U. 5X miles on purchases over. The Blue Business® Plus Credit Card from American Express offers 2% cashback on the first $50,000 each year and 1% thereafter. The Plum Card® from American Express for businesses qualifies as a charge card. 95 monthly Walmart+ membership (subject to auto-renewal) with a statement credit after you pay for Walmart+ each month with your Platinum Card®. If your Card is not listed on this page or if you are an Additional Card Member, please call the. 670+ Credit Score For the Amex Business Gold Card. In contrast, the Business Platinum bonus is worth $2,400, making them two of the most valuable offers on the market. Keep in mind, the American Express Plum Card has a $250 annual fee, while the Chase Sapphire Preferred has a $95 annual fee. American Express® Gold Card: Best for foodies and earning on food and grocery purchases. Furthermore, the Plum Amex gives you a bit more leeway than most charge. Both cards have an annual fee, but the Amex fee is higher at $695, with one proviso. With this card you'll get access to not only Delta Sky Clubs, but also American Express Centurion Lounges, and Escape Lounges. com or through the Fly Delta app; Check your first bag free on every Delta flight – savings of at least $60 on each round-trip flight, per personThe Amex Plum card be a business charge card so earns cash back. Currently, you can earn 80,000 Membership Rewards points after spending $8,000 during your first six months of card membership. The Amex Platinum card, however, earns Membership Rewards points whereas the Delta Platinum card earns Delta SkyMiles . Only prepaid hotels and flights purchased from Amex Travel and flights purchased from the airline receive elevated 5x earnings on the Amex Platinum card. S. You can earn up to 225,000 MR points per calendar year this way – it’ll take quite a few referrals to hit the limit. This flexibility is the main benefit you’ll get. For context, the average annual rewards payout from the business rewards credit cards in the investor. Banking Banking. providers for Advertising in select. In 2011, they put a spending limit on my account of $1500. Credit Cards. View side-by-side comparison of rewards, rates, fees, and benefits at CreditDonkey. It offers a generous introductory rate of 0% for the first 12 months, then a 16. Chip Lupo, Credit Card Writer. Just want to add to that, most credit cards minimum due is about 1%-2% of total balance, but with plan it, 24 months plan requires 4% to be paid every. S. Here are the details on the rates and fees of. Amex Business Gold Card vs. Earn 50,000 bonus miles after you spend $3,000 in purchases on your new Card in your first 6 months. 25% and no annual fees. And it's half the price of the Delta SkyMiles® Reserve American Express Card, with a. Fees Annual Membership Fee . Bonus value*. YULIYA TABA/GETTY IMAGES. Winner: Amex Business Platinum. AmEx Platinum vs. $550 ( rates & fees) Best for Delta Loyalists, Lounges. You can get a discount of 1. Amex Gold card — Premium. Welcome bonus. Best American Express Cards of November 2023. The American Express® App and app features are available only for eligible Card accounts in the United States. American Express Business Gold Card basics. PERSONAL SAVINGS. Currently, there are 4 Amex card levels in the travel rewards category. Select the Card below to read the full terms and conditions for Return Protection related to that Card. The Capital One Venture X Rewards Credit Card Is a straight forward card that is clear and simple. And generally speaking, five Amex cards isn’t a hard-and-fast rule — some customers have reported having six or more cards. 5%; August 1, 2025 – 5%. Also, this card only earns 1. The Platinum Card® from American Express is most definitely the latter. While Amex is making a few updates to its top-of-the-line cards, the real kicker is the increased annual fee for authorized users on the personal version of the Platinum card. The Gold’s annual fee is nowhere near that of the Platinum’s, which at $695 (see rates & fees) is the priciest card on offer to most Amex consumers. The Plum Card ® Issuer: American Express National Bank. This fee might be a drawback for potential users who do not spend a significant amount monthly. Yes. The Business Platinum Card ® from American Express. The Black Card has a hefty $10,000 initiation fee, a. $250 Transaction Fees Foreign Transaction. Delta SkyMiles ® Platinum American Express Card. Based on TPG's valuation of Membership Rewards points at two cents each, the Platinum bonus is worth $1,600. The Plum Card ® Issuer: American Express National Bank. 250k = $100 and 1m = $200. Why It’s One of the Most Exclusive Credit Cards: The most exclusive credit card is the Centurion Card from American Express, otherwise known as the Amex Black Card. 99% on purchases and cash advances, along with a $399. When it comes to cards that offer top-notch benefits, you’d be hard-pressed to find a better card out there than The Platinum Card ® from American Express. Winner: The Platinum Card. The Business Platinum Card® from American Express is unquestionably the best premium business card, thanks to its slew of perks and ability to earn flexible, valuable Membership Rewards points. In 2023, American Express increased the fee for authorized users of The Platinum Card® from American Express to $195 per person (terms apply, see rates & fees ). of the past due. If. r/amex • Amex Plum No Preset Spending Limit and Personal Delta card. iPad. Centurion. Credit Cards. There’s no minimum purchase amount, so this could potentially get you up to $100 in value per year. It's a great card, but it's not the right one for everyone. Card Members must pay in full all charges not included in a Pay Over Time balance. Rewards Rate. If you’re considering applying for the Amex Business Gold card, we recommend you have a personal credit score of at least 670 or higher — or a business credit score of at least 75 or higher to maximize your chances of approval. Earn a $100 Delta Flight Credit towards future travel after you spend $10K on your Card in purchases during a calendar year ‡. 3X miles on Delta and hotel purchases; 1. Use your Business or Corporate Card to send virtual payments to vendors who accept American Express® Cards. Extended Warranty¹. All the color ones with pay over time are charge cards. 99% to 22. As a member of the SkyMiles loyalty program, you’ll get an additional 5x SkyMiles for Delta flights, equaling a total of 8x SkyMiles!Products & Services. American Express offers world-class Charge and Credit Cards, Gift Cards, Rewards, Travel, Personal Savings, Business Services, Insurance and more. In this case, you’ll earn 3x SkyMiles for flying Delta. Also, this card only earns 1. 80,000-point. The Chase Sapphire Preferred charges a $95 annual fee, but comes with an impressive initial bonus of 60,000. Your Card number and expiry date can be found etched on the reverse of the Card. Winner: Amex Business Platinum. Meanwhile, American Express increased the annual fee on the Platinum Card from $550 to $695 (see rates and fees) in mid-2021. American Express Gold is a better card to use abroad than Amex Platinum, because you earn double Membership Rewards points when spending in a foreign currency. Level 2: Mid-tier cards. So I am going to apply with AMEX to for their business cards and I am tied between the business Plat or Business Plum. Similar to the Equinox credits, make sure you enroll so this benefit is active. Retailers eligible for cash-back in this category include, but are not limited to:The annual fee for the Amex Blue Cash Preferred card is $0 intro annual fee for the first year, then $95 , while the annual fee for the Amex Platinum card is $695. The Plum Card® from American Express is useful for small business owners who want the option to either make an early payment and earn 1. The Amex Platinum is no exception, as it is currently offering 80,000 Membership Rewards Points after you spend $8,000 on purchases within the first six months of card membership. Amex Platinum vs Amex Business Platinum: Both offer excellent welcome bonuses and perks and have the same annual fee — here's how to decide which card is right for youThe Platinum Card® from American Express is one of the top cards around when it comes to being treated like a VIP. With the Amex Blue Cash Everyday card, you’ll earn cash-back at U. The Plum Card® from American Express is a business charge card designed for small and mid-sized business owners who need flexibility in managing their cash flow. Credit Cards AmEx Gold vs. As for declines, unless you're a real risk, small charges should still go through to avoid embarrassment. 20. This coverage is in excess of coverage provided by the common carrier. If you fly Delta, you’ll also receive complimentary access to Delta Sky. If your Card is not listed on this page, if you are an Additional Card Member, or to determine whether you have coverage, please call the number on the back of. 6 cents each. With most Amex cards, you're covered for up to $1,000 per covered incident and up to $50,000 per year, but the reimbursement doesn't include any shipping or handling expenses. Choose the business card from American Express that works best for your business needs. The three iterations of the Platinum I'm comparing today include The Platinum Card® from American Express (the most popular choice), The Business Platinum Card® from American Express and The American Express Platinum® Card for Schwab. While every cardholder has their reasons for considering a downgrade, the Amex. The representative APR on purchases is 31. If you need to carry a balance, Amex offers a feature called Pay Over Time, with interest rates similar to a credit card. 95 to $24. This card offers a unique payment structure that allows cardholders to pay early and receive a discount or pay later with no interest charges. Bonus Points. Learn More. Manage payables and receivables all in one place. This card offers a unique payment structure that allows cardholders to pay early and receive a discount or pay later with no interest charges. View side-by-side comparison of rewards, rates, fees, and benefits at CreditDonkey. 2. Most people in NZ do not put >30k through their credit card Ps the annual fee for the ANZ platinum airpoints card is still $150 ( at least according to the website), is this changing soon?Earn 2 miles per dollar at Restaurants worldwide, plus takeout and delivery in the U. The three iterations of the Platinum I'm comparing today include The. 70,000 Membership Rewards® points after spending $10,000 on eligible purchases within the. 3% — making this only a 0. In 2011, they put a spending limit on my account of $1500. Car Rental Loss and Damage Insurance. or . An expanding network of airport lounges, the American Express Global Lounge Collection® is dedicated to offering Platinum Card Members more lounge options than any other card on the market*. Make Purchases Online. com vs Americanexpress. Although the card comes with a $525. Plum may get the metal card treatment due to being in the same AF tier, but I wouldn't count on it. Source. Cash Back Rewards. Best American Express Cards of November 2023. $100 NEXUS Card Statement Credit – American Express® Platinum Cardmembers are eligible to receive up to $100 CAD in statement credits every four (4) years for application or renewal fees for the NEXUS program when charged to an eligible Card. Refer A Friend. Both card impose a 3% foreign exchange fee on transactions outside the UK. Oh, and both come with worthwhile bonuses. It’s worth noting, however, that both cards. Platinum: Platinum Takes the Prize for Perks. The American Express Plum card also is unique in that it rewards cardholders for paying off their balances early, rather than for making purchases. The Business Platinum card is offering 120,000 Membership Rewards® points after you spend $15,000 on eligible purchases within the first three months of card membership. Make Payments by Phone: 800-472-9297. Card type: Travel: Travel: Credit card issuer: American Express: American Express: Annual fee $ 0 intro annual fee for the first year, $99 per year thereafter. Whereby does the desired American Express Black Card—the choice of aforementioned elite—compare to one Amex Platinum Card? 4. 40,000 bonus points after you spend $3,000 on purchases on your new card in your first 6 months. Like, Comment, and Share my videos!🔔 SUBSCRIBE HERE 🔔 👇 Watch My Other Videos Here 👇 👇★ The Alliant Visa Signature. or . The reason why is because you can earn 2x Amex Membership Rewards points per $1 spent on everyday business purchases, up to $50,000 per calendar year. 8. No welcome offer available. 5% on balances paid before the due date. There are a variety of presentations of this card, all of which are metal: classic Platinum Card®,. But if you can get the entire trifecta, you'll end up earning anywhere from a 4% to a 10% return (based on TPG valuations) on almost all your purchases. The two cards have similar earning structures. Amex Plum Card [2023] | AmEx Plum Card Review: Cash-Flow Flexibility for Business - NerdWalletWelcome Offer: Earn 70,000 Membership Rewards ® points after you spend $10,000 on eligible purchases with the Business Gold Card within the first 3 months of Card Membership. In contrast, the Business Platinum bonus is worth $2,400, making them two of the most valuable offers on the market. S. If your Card is not listed on this page or if you are an Additional Card Member, please call the. You must also be able to afford the card’s $395 annual fee. Track spending & rewards, find offers, review your balance, pay your bill and enjoy features only available in the Amex. Apply in minutes. With The Platinum Card, you get automatic Marriott Bonvoy Gold Elite Status and Hilton Honors Gold Status, premium car rental status for various car rental programs and airport lounge access. Platinum Card members will be charged a $50 fee for each guest—or $30 for children aged two through 17. And you can unlock a free membership with a popular travel credit card. The Platinum Card gives you access to more than 40 American Express Centurion lounges at airports all over the world. Each year you get up to a $300 travel credit in the Capital One travel portal and every year you keep the card you get 10k miles, worth. Whereby does the desired American Express Black Card—the choice of aforementioned elite—compare to one Amex Platinum Card? Wherewith does which coveted American Expedited Black Card—the choice of the elite—compare to this Amex Platinium Card? Investing. The Amex Platinum Walmart Plus link-up surprised. 9. *Welcome offer value is determined using TPG valuations and is not provided by or reviewed by the issuer. Blue Cash Preferred® Card from American Express: Best for Family spending: Groceries, gas, transit, streaming. I realize that Plat has a lot of offers for points but it seems like you only get good. Amex Platinum card — Ultra-premium. Car Rental Loss and Damage Insurance is underwritten by AMEX Assurance Company. The American Express Business Platinum card also has rental car insurance and extended warranty, which are more common perks across American Express credit cards. Lesson learned and since then, I've charged roughly 8k between December and January. S. Delta SkyMiles® Gold American Express Card. Here's a look at the three different flavors of the Amex Platinum that I'll focus on today. Welcome Bonus. Add up to 4 additional Cards with no annual fee. Annual fee. Smaller annual fee. Update: Used Plum card on 07/15 and spent $499. $39 . Both The Platinum Card® from American Express and the Delta SkyMiles® Reserve American Express Card offer welcome bonuses for new cardmembers. The Platinum Card comes with a $695 annual fee (see rates and fees) and has so many benefits that it's often referred to as a "membership card" — a card that you keep for its benefits rather than its earning potential. Fees Table . Credit Cards; Business Credit Cards;Earn Membership Rewards for your business spending the easy way: get 2x points for the first $50,000 in purchases per year. In general, Amex is more prestigious than Citi. $695. The Plum Card® from American Express is a business charge card designed for small and mid-sized business owners who need flexibility in managing their cash flow. Benefits. As a Corporate Green Card Member, you are eligible to enroll in Hilton HonorsTM Silver Status‡ and enjoy benefits that can help your Hilton stays feel more rewarding — whether you’re traveling for work or play. According to TPG's monthly valuations, Amex Membership Rewards points are worth 2 cents each, making this bonus worth $1,600. YULIYA TABA/GETTY IMAGES. 10,000* Get Amazon Vouchers worth ₹1,500* for each Card. 2. The Amex Platinum card charges $195 per authorized user. Card details Capital One Venture Amex Platinum Chase Sapphire Preferred; Annual fee: $95: $695 (see rates & fees) $95: Bonus: 100,000 bonus miles when you spend $20,000 on purchases in the first 12 months from account opening or 50,000 miles if you spend $3,000 on purchases in the first 3 monthsEligible purchases can be paid over time, up to the amount of your Pay Over Time Limit on your account. Delta Platinum card members will pay just $50 per person, with up to 2 guests per visit. The business version of the card bears an. The Amex Platinum card is an ultra-premium travel rewards card with a ton of benefits, so it only makes sense that it has an ultra-premium price tag to go along with it. However, certain premium cards cover your purchases for up to $10,000 per incident, with the same limit of up to $50,000 in total claims per calendar year. Platinum Card Members can enjoy access to more than 1,400+ airport lounges across 140 countries and counting, including flagship locations through. Second user: no monthly fee for first 6 months, then $15 per month Additional users: $15 per user per month. Learn More (at Amex's secure site) Summary. 3. Here's the thing: The The Business Platinum Card® from American Express is getting the CLEAR membership credit, too, and without the $695 price tag. But. 99% to 24. Earn 3% Uber Cash on business rides with. com The four different types of American Express Platinum cards come with similar travel benefits but there are a few key differences. by Dori Zinn. The Platinum Card comes with. 5% “cash-back,” which is actually an early payment discount. The Plum Card® from American Express American Express® Gold Card Card Interest Rates & Fees; Purchase APR: N/A: See Pay Over Time APR: Balance Transfers APR: N/A: N/A: Foreign Transaction Fee: No foreign transaction fee: No foreign transaction fee: Annual Fee: $250 annual fee: $250 annual fee : Terms Apply. Benefit renews annually. But these major benefits come with an. Meanwhile, American Express increased the annual fee on the Platinum Card from $550 to $695 (see rates and fees) in mid-2021. The Business Platinum Card® from American Express (up to $200 airline fee credit) The Platinum Card® from American Express (up to $200 airline fee credit) Daily Newsletter. Centurion. American Express Gold Card. CreditSecure®. Get up and running in just a few simple steps. The Business Platinum Card® from American Express. Learn More. supermarkets up to $6,000 in per year in purchases, 2X points at U. 5 percent early pay discount on eligible charges you pay within 10 days of your account statement closing date. gas stations and Amex Travel, and 1X points on other eligible purchases. You’ll be asked to pay $250 per year to keep your card. Business Platinum. The Amex Platinum is no exception, as it is currently offering 80,000 Membership Rewards Points after you spend $8,000 on purchases within the first six. Not only is it a higher amount than the up-to-$200 airline fee credit that comes with the Amex Platinum, but it's also much less restrictive. Make no mistake — the Amex Platinum card is a premium card with a premium price tag. 8. . American Express. 60,000 bonus points after you spend $6,000 on purchases. The variable APR on the Amex Gold can range from 15. Cardmembers will receive statement credits for their total spend on NEXUS fees rounded down to. com. You can choose to pay for these purchases over time with interest, or you can pay your full balance each month, whichever is best for your business. When you factor in the large number of perks that the card offers like the best airport lounge access at over 1,400 lounges, along with tons of annual. It offers a domestic main cabin round-trip companion certificate that the Delta SkyMiles® Gold American Express Card doesn't bring to the table. com to select the best Business Credit Card Products for your needs. Last updated on February 6, 2020. 80,000 bonus points: The Platinum Card® from American Express. The Platinum Card ® from American Express has long been one of the top premium credit cards available. American Express Platinum. Earn a $200 statement credit after you spend $2,000 in purchases on your new Card within the first 6 months. American Express consistently gets high marks for its customer service. First checked bag free on Delta Flights ‡. Learn more about how they differ and how to determine which is. 80,000. Interest rate: Pay Over Time. When you factor in the large number of perks that the card offers like the best airport lounge access at over 1,400 lounges, along with tons of annual. 24% APR for Pay-Over-Time purchases, which is lower than many premium travel rewards cards -- but still much higher than you should ever be paying. S. Key link: American Express Platinum application page. High credit limits. The Plum Card is pretty expensive, though, charging a $250 annual fee. While the issuer. Learn more about the benefits Card Membership can provide. Earn 15,000 Membership Rewards® points after you spend $3,000 in eligible purchases with the Business Green Rewards Card within the first 3 months of card membership. The American Express Platinum Card is one tier lower. The official American Express App for iPhone allows you to access your Account from anywhere. As anyone familiar with premium travel credit cards. Stay focused on getting where you need to go. These perks come at a cost, though — the card's annual fee is $695 (see rates and fees), making it among the most expensive of all consumer cards to carry. Personally, while I don’t use every perk of the Amex Platinum card, I find I can easily offset the annual fee every year thanks to the up to $200 airline incidental credit, up to $240 digital entertainment credit, up. Amex Plum Card [2023] - The Plum Card® From American Express Review for 2023Browse all Cards ( 6) American Express® Platinum Card. This flexibility is the main benefit you’ll get. When you redeem Membership Rewards points for business- or first-class tickets on any airline or any fare class using the Business Gold, you'll earn a 25% rebate (up to 250,000 points back per calendar year). While the Amex Platinum card offers more than $2,000 in statement credits and the Citi Prestige card only $350 in credits, you must use actually utilize the credits to maximize the stronger Amex Platinum card benefits. Being a Charge Card, your American Express® Platinum Card comes with no pre-set spending limit*, giving you. See Rates & Fees Card Rewards. Bank Business Platinum Card is built for small-business owners who need temporary, low-cost financing. This feature promises and delivers instant gratification, encouraging a cycle of responsible credit card usage. Earn 80,000 Membership Rewards® Points after you spend $8,000 on purchases on your new Card in your first 6 months of Card Membership. $2,400. Annual fee: $250. 60,000 miles after spending $5,000 on purchases in the first six months of card membership. Plus Up Benefits are excluded. We’re excited about the new additions to the Amex Business Platinum card, but equally (or more) exciting is its increased welcome offer. 2 cents each, while Citi points are worth 1. Redeem. 07/16 used $2500 for renovations. $39 . It’s available by invitation only, and you reportedly need to charge at least $100,000 to $250,000 to your credit card per year to even be eligible. The Plum Card® from American Express is a different kind of card, giving small business owners a lot of flexibility when it comes to paying it off. OR (2) the entire new balance of the billing statement. The Scotiabank Platinum American Express card also has the lowest APR and annual fee of all the Platinum American Express cards available at 9. Amex Plum Card [2023] - Plum | Card Benefits | American Express3. When the travel credit is netted against the annual fee, we can think of the Platinum Card as having an “effective annual fee” of $499, which is more favourable than what the premium Aeroplan cards are charging. 00 purchase. The Blue Cash Preferred® Card from American Express sits among the elite in cash-back credit cards and is perhaps the ideal card for families. 24% APR for Pay-Over-Time purchases, which is lower than many premium travel rewards cards -- but still much higher than you should ever be paying. The Early Pay Discount allows you to earn unlimited 1. No, the requirements aren‘t any harder. Return Payments. View your reward points, set up alerts and manage your account on the go with the Amex App. The Amex Schwab Platinum card offers a statement credit of up to $200 each year based on the amount of holdings in your Schwab account. *. For example, my Amex Gold card carries an 18. Therefore, we should look at how the overall value proposition of each card moves the needle as well. Others should look for a straight-up. Compare Americanexpress. Earn a $100 Delta Flight Credit towards future travel after you spend $10K in purchases on the Card during a calendar year ‡. Bottom Line: Earn 1x points for all purchases, but 2x when using the Amex Business Green card through the Amex Travel. Corporate Platinum Card; Corporate Purchasing Card; Personal Card Annual Credit; PREPAID CARDS. 3X miles on Delta and hotel purchases; 1. You’ll only earn bonus cash-back on purchases at Amazon. The Platinum Card. 2 cents each, making 60,000 bonus miles worth a considerable $720. Total; Loan; ETFs;For starters, the Sapphire Reserve still has an edge over Amex regarding the $300 annual travel credit. I carry three of these cards and pay $2,085 in annual fees each year. American Express offers excellent membership benefits on its premium cards, including various luxury travel perks. NerdWallet's . These perks come at a cost, though — the card's annual fee is $695 (see rates and fees), making it among the most expensive of all consumer cards to carry. If you’re not sure when you’ll have the money to pay your bill, this card provides some wiggle room. S. Amazon Rewards Visa Signature Card. The Minimum Payment is the lesser of (1) or (2), calculated as follows: 1) the total of: (a) any previously billed minimum payment that remains unpaid on the Closing Date. Visa Winner: American Express. See Rates & Fees , Terms Apply. Platinum Rewards Points Earn. ca/travel 5. 5 percent discount on eligible charges when you. Secondary coverage on eligible rental vehicles with the option to purchase Premium Protection for 1 low fee that covers the entire rental period. Spend between $250,000 to $350,000 per year on your Amex credit cards for the personal Centurion card or $400,000 to $500,000 for the business version (though some reports say you need to spend. Select the Card below to read the full Policy for Extended Warranty related to that Card. I got a gold then upgraded to a platinum about a year before going for the plum. The four different types of American Express Platinum cards come with similar travel benefits but there are a few key differences.